With September drawing to a close, it has become more likely that the federal government will close its doors; at least temporarily.

Equities led the way in the 2nd quarter, particularly US Equities, as the technology sector fueled gains for headline indexes.

As the national debt increases, raising the debt ceiling is becoming a more contentious issue for lawmakers.  The only way to change the trajectory of increasing debt levels is to increase revenue, reduce spending, or both. 

Despite positive returns, uncertainty remains elevated for both the economy and markets.

All asset classes rallied in the 4th quarter to close out one of the most challenging years for investors since 2008.